Privacy Policy

This Privacy Policy describes how One Credit Fintech, a company operating the Apollo Pay Advisor ("App"), collects, uses, and discloses your personal information when you use the App. We are committed to protecting your privacy and ensuring the security of your personal information. By using the App, you agree to the terms of this Privacy Policy.

Information We Collect

We collect various types of information to provide you with a smooth and secure loan application experience. This information can be categorized as:

1. Personally Identifiable Information (PII):

This includes information that can be used to identify you directly, such as:

• Full Name
• Date of Birth
• Permanent and Current Address
• Phone Number
• Email Address
• Government Issued ID Proof (e.g., Aadhaar Card, PAN Card)
• Bank Account Details
• Employment Details (Company Name, Designation, Salary)
• Photo on your Government Issued ID Proof (for KYC verification)

How We Use Your Information

We use the information we collect for the following purposes:

1. Process your loan application: Verify your identity, assess your creditworthiness, and determine eligibility for a loan.
2. Provide and manage loan services: Manage your loan account, communicate about your loan, and collect repayments.
3. Enhance your App experience: Personalize your experience and improve the functionality of the App.
4. Prevent fraud and maintain security: Detect and prevent fraudulent activity.
5. Send marketing communications: Send you marketing communications about our services.
6. Conduct research and development: Improve our services and the App.

Sharing of Your Information

We will not share your personal information with any third party except in the following circumstances:

1. Deals of Loan: Share your information to facilitate loan processing.
2. Service Providers: Share with third-party service providers who assist in operating the App.
3. Legal Requirements: Disclose if required by law.
4. Merger or Acquisition: Information may be transferred to a new owner in case of a merger.

Data Security

We take reasonable steps to protect your information from unauthorized access and disclosure. However, no security measure is perfect, and we cannot guarantee complete security.

Data Retention

We will retain your information as long as necessary to fulfill the purposes described in this Privacy Policy.

Your Rights

You have the following rights with respect to your information:

1. Access: Right to access and request a copy of your information.
2. Correction: Right to request correction of inaccurate information.
3. Deletion: Right to request deletion, subject to legal requirements.
4. Restriction of Processing: Right to restrict processing of your information.
5. Objection: Right to object to the processing of your information.

Children's Privacy

The App is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you believe your child has provided us with personal information, please contact us.

Changes to the Privacy Policy

We may update this Privacy Policy from time to time. You are encouraged to review the Privacy Policy regularly to stay informed of any updates.

Your Consent

By using the App, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: info@apollopayadvisor.com

Additional Information

1. Do Not Track: We do not respond to browser "Do Not Track" signals.

2. International Transfers: Your information may be transferred to and processed in countries other than your own.

Dispute Resolution

If you have concerns about our privacy practices, please contact us. We will investigate and attempt to resolve your concern.