Terms and Conditions

1. Eligibility

You must be at least 18 years old and a resident of India to use the App and apply for a loan.

You must have a valid government-issued photo ID (e.g., Aadhaar Card, PAN Card) and proof of address.

You must have a stable source of income.

You are solely responsible for ensuring you meet the eligibility criteria set forth by Deals of Loan, our partner NBFC, for loan approval.

2. Services

The App connects you with Deals of Loan, a Non-Banking Financial Company (NBFC) headquartered in Pune, India.

Apollo pay Advisor acts as a Direct Selling Agent (DSA) for Deals of Loan and assists you with the loan application process on the App.

We do not directly provide loans or make any lending decisions. All loan approvals are at the sole discretion of Deals of Loan.

3. Loan Application Process

To apply for a loan, create an account on the App and provide accurate information about yourself.

Apollo pay Advisor may perform a credit check on your behalf to assess your eligibility for a loan.

By submitting a loan application, you acknowledge that you are applying for a loan from Deals of Loan and agree to their terms.

4. Fees and Interest Rates

Loan interest rates and fees are determined solely by Deals of Loan based on your creditworthiness.

Understand and agree to the interest rates and fees associated with your loan before accepting it.

5. Loan Repayment

You are responsible for repaying your loan according to the terms set in your loan agreement.

Apollo pay Advisor is not responsible for collecting loan repayments or addressing repayment issues.

6. Disclaimers

Apollo pay Advisor does not guarantee loan approval. All loan decisions are made at the sole discretion of Deals of Loan.

The information provided is for informational purposes only and may change.

7. Your Obligations

You agree to provide accurate and complete information during the loan application process.

You agree to use the App lawfully and ethically.

8. Intellectual Property

The App and its content are the intellectual property of Apollo pay Advisor or its licensors.

9. Termination

Apollo pay Advisor may terminate your access to the App at any time and for any reason.

10. Limitation of Liability

Apollo pay Advisor is not liable for any damages arising from your use of the App.

11. Governing Law

These Terms shall be governed by the laws of India.

12. Entire Agreement

These Terms constitute the entire agreement between you and Apollo pay Advisor.

13. Severability

If any provision is held to be invalid, the remaining provisions shall remain in effect.

14. Waiver

No waiver of any provision by Apollo pay Advisor shall be deemed a further or continuing waiver.

15. Updates to the Terms

Apollo pay Advisor may update these Terms from time to time.

16. Contact Us

If you have any questions about these Terms, please contact us at:

Email: info@apollopayadvisor.com

17. Third-Party Links

The App may contain links to third-party websites, which Apollo pay Advisor is not responsible for.

18. Force Majeure

Apollo pay Advisor shall not be liable for any delay or failure due to causes beyond its control.

19. Assignment

Apollo pay Advisor may assign its rights under these Terms without your consent.

20. Headings

The headings used are for convenience only and shall not be considered part of these Terms.